The Board may change a little financial institution score from “Satisfactory” to “Superb” with the institution degree where the financial institution requests and gets additional thought for activities that may qualify pursuant into the Retail Companies and Products Exam in § 228.
(ii) The retail banking products and services and retail banking solutions wants of its facility-centered assessment parts and for the establishment amount which are protected from the strategy.
If a army lender delineates the entire America and its territories as its sole facility-based assessment area pursuant to § 228.16(d), the Board evaluates the bank solely at the establishment amount dependant on its effectiveness in its sole facility-based mostly assessment space.
(B) The Board evaluates the little financial institution to the evaluation time period previous the lender's next CRA assessment pursuant to your Retail Lending Exam in § 228.22 and continues evaluations underneath this performance take a look at for subsequent analysis periods till the financial institution opts out.
The Board might approve a approach right after looking at the factors in paragraph (h)(3) of this section and when it determines the financial institution has furnished satisfactory justification for the plan and every aspect of the system as essential in paragraph (d) of this area.
The Board considers the branch availability and products and services supplied at branches of banking companies that operate a number of branches pursuant to paragraph (b)(two) of this area.
(six) A financial institution's shut-close house home finance loan lending, compact business lending, compact farm lending, or vehicle lending in distressed or underserved nonmetropolitan Center-cash flow census tracts the place a financial institution's nonmetropolitan facility-based mostly assessment space or nonmetropolitan retail lending evaluation spot consists of very few or no minimal- and average-income census tracts; and
(3) A little enterprise loan or tiny farm loan is situated during the census tract in which the leading business enterprise facility or farm is found or where the borrower will usually utilize the loan proceeds, as indicated with the borrower.
The Board assigns conclusions to a big lender's or restricted intent financial institution's performance to the applicable exams explained in paragraph (a) of the area pursuant to § 228.28 and appendix C to this component. The Board assigns conclusions to a small financial institution's or intermediate lender's efficiency to the relevant exams explained in paragraph (a) of the section pursuant to § 228.
(i) All the knowledge necessary for your financial institution's community file needs to be taken care of at the principle office and, if an here interstate bank, at 1 branch Workplace in Each and every Condition; and
(B) The housing is located in a census tract in which the median income of renters is small- or average-cash flow plus the median lease doesn't exceed thirty percent of 80 per cent of the region median money;
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
A financial institution will have to sustain a community file, in either paper or electronic format, that includes the following facts:
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